Whether this is your first time buying a home, or you are pro at this process - you are going to need a lender! Not just any lender! The RIGHT lender! You may be asking yourself: how do I know I am choosing the right lender?
I am a huge advocate for my clients to choose a LOCAL lender. I feel that is really your first step to success when buying a home - besides choosing me to be your Realtor, that is! Would you choose a realtor who isn't local to the area you are searching? Well No! Of course not! You want local expertise and someone who is comfortable with the buying process in that state - and preferably county! I would personally never try to help a buyer buying in Ocean City. Yes, technically I could help someone there because my license reaches all of the great state of Maryland (and Virginia). I like to consider myself a smart cookie, but I would never want to fuss with the different local contract forms, local business customs and local laws.
Going back to the topic at hand - Local Lenders...
It's really a similar concept in my opinion. As a buyer's agent, I want to work with someone local and preferably someone I know. I like to surround my clients with people I know and I trust. I always say there are a lot of hands in the honey jar when you are buying and selling real estate. You have Realtors, inspectors, lenders, title companies...all touching your transaction. Your transaction is only as good as the worst player on your team - and every single person on your team has an important roll to get you to settlement on time!
Local lenders have local knowledge of neighborhoods, taxes, HOA fees, condo fees, and even local financing options etc. Keep in mind, your local lender could be your neighbor! You could see this person at the grocery store or out at a restaurant - so they are far more bound to treat you like a neighbor than a number! That's personal service you will want and need when you are buying the biggest asset you will own!
Your Realtor is your best resource - don't ever hesitate to ask for recommendations for lenders, title companies, inspectors, restaurants, hair stylists, contractors, landscapers....the list goes on! I am happy to help!
If you are considering a move and are looking for a realtor with the expertise and values you can trust, please contact us. We are located in the heart of Downtown Frederick and are experts in Frederick County Real Estate. We love living here!
You deserve a professional realtor that you can trust to guide you and keep you educated to the ever changing mortgage options and market statistics. Our team is dedicated to you 24/7 through a superior business model that offers you constant communication, up to date market information and a team of experts ready to listen to your individual needs.
Looking to sell? We utilize cutting-edge internet technology and a strategic marketing approach, our Certified Selling System guarantees your home will sell Faster and for More!
What sells a home? One of the first things buyers do when they walk in
"Rock stars of the real estate industry!! Terry and Jennifer were amazing in helping us get our home sold recently. This is the second time we have worked with Terry and her team and if we are ever in the Frederick area again, we would go nowhere else to buy or sell a home. Simply the Best!"